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Your Local Shenandoah Independent Insurance Agency

Insuring the Shenandoah Valley for over 50 years

Hammer Insurance Agency specializes in auto, home, business, and life insurance.

Welcome to Hammer Insurance Agency. Founded in 1961, we’ve been helping clients in Virginia and North Carolina with their insurance needs for over 50 years. We specialize in auto, home, business, and life insurance. Our agency strives to provide you with the best possible coverage at the best possible price. We don’t just sell insurance, our insurance advisors tailor individual policies to fit your specific needs.

As our client, you will have our friendly staff of professionals working for you to provide the most comprehensive and competitive coverage for you, your family, or business. We believe in building relationships and that’s our number one priority.

Contact us today for a free, no obligation coverage review.

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Quotes From Multiple Companies

Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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ERIE's YourTurn® Program

There is a new way Erie Insurance is looking out for you and wants to help you stay safe on the road.
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Recent News & Updates

Are We Getting Enough Sleep to Safely Drive?

Posted: April 3, 2025

Sleep-deprived drivers are turning America’s roadways into danger zones with potentially costly consequences. That’s according to the findings of a new survey sponsored by Erie Insurance examining drivers’ sleeping and driving habits. The survey found that a majority of Americans are sleeping fewer than seven hours per night, the minimum nightly amount recommended by the Center for Disease Control. A lack of sleep can affect...

6 Things NOT to Say During a Job Interview

Posted: April 2, 2025

Whether you’re right in the thick of it with job interviews or you’re prepping for a future career change, knowing what to say — and more importantly, what NOT to say — during an interview can sometimes make or break your chances. So, to help avoid any awkward moments while also impressing your interviewer, review these six instant-red-flag-phrases for hiring managers and make note of...

5 Insurance Considerations for Your Home Remodel

Posted: April 1, 2025

Planning a home remodel? April is National Rebuilding Month, after all. Whether adding space, upgrading features, or increasing functionality, your renovation could impact your homeowner’s insurance. Some updates may require additional coverage, while others might lower your premiums. Here are five key insurance considerations before you remodel your home. Increased Coverage for Home Additions Expanding your home, whether by adding rooms or finishing a basement,...

National Car Care Month 2025: A Roundup of Our Best Tips

Posted: March 31, 2025

We are there for your car when it comes to auto insurance, but what about everything else? Your car can take you near and far, but only if you take care of it in return. April is National Car Care Month, and it’s your opportunity to show your ride the love that it deserves. Lucky for you, we have tons of helpful posts right here...

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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